
I keep restricting myself on buying anything. I know as birth draws near, women go into "nesting phase". (Having filed for bankruptcy and no form of credit, I am trying to avoid any present costs.)
I am a saving machine right now. Every penny, after bills, goes to my savings account. It really helps to be living with my parents. (I am able to pay them money borrowed and they help me save on utilities and "extra" costs.)
Not knowing what the future holds for me, I want to have enough saved to get me by for as long as I need. So far, I'm looking at a nice chunk of change by May.
I can honestly say, bankruptcy has taught me to put actions in motion. I knew how to save, I knew how to be frugal, I knew how to watch my money... I just never bothered. It was a part of my life, I always wanted someone else to handle.
I have never had to worry about money. Even in college, I always worked. I always made enough to get by and then some. Marrying, made money even more disposable. We both made enough to live beyond comfort. While we should have been saving and investing, money was flying out the door (and not towards anything I was ever proud of).
Living with Sarrah taught me many lessons. (lol, like how to look at prices.) I could go into a store, shop, pay and walk out. Even by the time I got home, I still could not tell you how much I actually spent.
Since bankruptcy, I have used new tools and revived some classic ones.
I now balance my check book. Who would have thought? I spend much less on overdraft charges when I actually know what's in there. Plus, I am able to hide money from myself by not recording small deposits. The greatest advantage is that I know how much I'm worth at all times. (Although my bank account says $4857, I know I actually only own $37... lol.)
I pay attention to important financial decisions. I ask my wonderful tax lady every question possible. When I don't comprehend something, I keep asking until I do. This really helps to understand where my money is going and how I can get it back.
With all of that said, God finally put in my heart that it was okay to reward myself.
I decided to buy James a onesie I had been eyeing for months. As I went to the store to buy it, I looked for a bigger size (so he didn't grow out of it in a day). I found a size 6-12 and was happy to see the price was less than the others. As the cashier rang me up, I noticed the higher price being charged. So, I did something I would never have done before.. I humbly questioned the price. To my surprise, the cashier explained that not all of the price tags were changed, but they would be happy to honor the lower price.
It may have seemed small, but to me it was a little test I had just passed.
I had listened to that little voice inside my head for the very first time and put my faith and trust in God to lead me back to the beautiful path He has laid out for me. I have, not only, learned from my mistakes, but applied my discovered knowledge to keep from consistently making them.
The onesie is right. My path back to God is (bitter) sweet.